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2020 Tufts Health Plan Medicare Preferred Dental Option

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Dental Coverage Made Easy

Tufts Health Plan makes it easy to get comprehensive dental coverage for the services you need now—and the ones you may need later!

About the Plan

The Tufts Health Plan Medicare Preferred Dental Option is provided by Dominion National, a leading administrator of dental benefits. The plan includes access to thousands of dentists across the region and for one low cost you get complete dental coverage including a $0 deductible, 20% coinsurance for fillings, and 50% coinsurance for services such as crowns, root canals, and dentures.

If you are an existing member and would like to add the 2020 Tufts Health Plan Medicare Preferred Dental Option to your plan, call 1-800-701-9000 (TTY: 711).

Premium
$17/mo
Saver, Basic
$30/mo
Value, Prime, Prime Rx+
$0
Diagnostic Deductible
$0
Preventive Deductible
$0
Deductible for all other services
$1,000
Maximum benefit per year

Why are the premiums different?

The premium is different depending on your plan selection. Tufts Medicare Preferred HMO Basic Rx and Tufts Medicare Preferred HMO Saver Rx both have embedded preventive and restorative dental benefits, therefore the premium for the additional dental coverage is lower.

What's covered?

The charts displayed below represent what the member pays for dental services such as diagnostic, preventive, restorative, oral surgery, prosthodontics, and more.

Diagnostic Services

Benefit
Saver, Basic
Value, Prime, Prime +
With Dental Option
Comprehensive Oral Exam
Once every 36 months.
$0
Not Covered
$0
Periodic Oral Evaluation
Once every 6 months.
$0
Not Covered
$0
Emergency oral evaluation problem focused exams
Once every 12 months.
50%
Not Covered
20%
Intra oral x-ray Image of the entire mouth
Panoramic image. Once every 60 months.
20%
Not Covered
$0
Intra oral x-ray Image of the entire mouth
Full mouth series. Once every 60 months.
50%
Not Covered
20%
Intra oral bitewing x-rays images
X-rays of the crowns of the teeth. Completed when oral conditions indicate need. Once every 6 months.
$0
Not Covered
$0
Single tooth x-ray images; as needed
As needed.
50%
Not Covered
20%
Comprehensive Oral Exam
Once every 36 months.
Saver, Basic
$0
Value, Prime, Prime +
Not Covered
With Dental Option
$0
Periodic Oral Evaluation
Once every 6 months.
Saver, Basic
$0
Value, Prime, Prime +
Not Covered
With Dental Option
$0
Emergency oral evaluation problem focused exams
Once every 12 months.
Saver, Basic
50%
Value, Prime, Prime +
Not Covered
With Dental Option
20%
Intra oral x-ray Image of the entire mouth
Panoramic image. Once every 60 months.
Saver, Basic
20%
Value, Prime, Prime +
Not Covered
With Dental Option
$0
Intra oral x-ray Image of the entire mouth
Full mouth series. Once every 60 months.
Saver, Basic
50%
Value, Prime, Prime +
Not Covered
With Dental Option
20%
Intra oral bitewing x-rays images
X-rays of the crowns of the teeth. Completed when oral conditions indicate need. Once every 6 months.
Saver, Basic
$0
Value, Prime, Prime +
Not Covered
With Dental Option
$0
Single tooth x-ray images; as needed
As needed.
Saver, Basic
50%
Value, Prime, Prime +
Not Covered
With Dental Option
20%

Preventive Services

Benefit
Saver, Basic
Value, Prime, Prime +
With Dental Option
Routine cleaning, scaling and polishing of teeth
Once every 6 months.
$0
Not Covered
$0
Periodontal cleaning
Once every 6 months following active periodontal therapy, not to be combined with regular cleanings.
50%
Not Covered
20%
Routine cleaning, scaling and polishing of teeth
Once every 6 months.
Saver, Basic
$0
Value, Prime, Prime +
Not Covered
With Dental Option
$0
Periodontal cleaning
Once every 6 months following active periodontal therapy, not to be combined with regular cleanings.
Saver, Basic
50%
Value, Prime, Prime +
Not Covered
With Dental Option
20%

Restorative Services

Benefit
Saver, Basic
Value, Prime, Prime +
With Dental Option
Silver fillings and white fillings (front teeth)
Once every 24 months per surface per tooth.
50%
Not Covered
20%
White fillings (back teeth)
Covered only for single surfaces. Once every 24 months per surface, per tooth, multi-surfaces will be processed as a silver filling and the patient is responsible up to the contracted fee.
50%
Not Covered
20%
Inlays
Metallic, porcelain and composite resin inlays will be treated as an alternative benefit and processed as a silver filling and the patient is responsible up to the contracted fee.
100%
Not Covered
50%
Protective Restorations
Once per tooth.
100%
Not Covered
50%
Silver fillings and white fillings (front teeth)
Once every 24 months per surface per tooth.
Saver, Basic
50%
Value, Prime, Prime +
Not Covered
With Dental Option
20%
White fillings (back teeth)
Covered only for single surfaces. Once every 24 months per surface, per tooth, multi-surfaces will be processed as a silver filling and the patient is responsible up to the contracted fee.
Saver, Basic
50%
Value, Prime, Prime +
Not Covered
With Dental Option
20%
Inlays
Metallic, porcelain and composite resin inlays will be treated as an alternative benefit and processed as a silver filling and the patient is responsible up to the contracted fee.
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%
Protective Restorations
Once per tooth.
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%

Oral Surgery

Benefit
Saver, Basic
Value, Prime, Prime +
With Dental Option
Simple Extractions
Once per tooth.
50%
Not Covered
20%
Surgical Extractions
Once per tooth.
100%
Not Covered
50%
Simple Extractions
Once per tooth.
Saver, Basic
50%
Value, Prime, Prime +
Not Covered
With Dental Option
20%
Surgical Extractions
Once per tooth.
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%

Periodontics

Benefit
Saver, Basic
Value, Prime, Prime +
With Dental Option
Periodontal Surgery
One surgical procedure per lifetime; gingivectomy or gingivoplasty and osseous surgery covered as needed.
100%
Not Covered
50%
Scaling and Root Planing
Once in 24 months, per quadrant.
50%
Not Covered
20%
Bone grafts and guided tissue regeneration
To aid in surgical procedures; coverage is limited to 2 teeth, once per lifetime, per quadrant on natural teeth only.
100%
Not Covered
50%
Periodontal Surgery
One surgical procedure per lifetime; gingivectomy or gingivoplasty and osseous surgery covered as needed.
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%
Scaling and Root Planing
Once in 24 months, per quadrant.
Saver, Basic
50%
Value, Prime, Prime +
Not Covered
With Dental Option
20%
Bone grafts and guided tissue regeneration
To aid in surgical procedures; coverage is limited to 2 teeth, once per lifetime, per quadrant on natural teeth only.
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%

Endodontics

Benefit
Saver, Basic
Value, Prime, Prime +
With Dental Option
Root Canal Treatment
Once per tooth per lifetime
100%
Not Covered
50%
Retreatment Root Canal Therapy
Once per tooth per lifetime after 24 months of initial root canal therapy.
100%
Not Covered
50%
Apicoectomy
Once per tooth per lifetime.
100%
Not Covered
50%
Root Canal Treatment
Once per tooth per lifetime
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%
Retreatment Root Canal Therapy
Once per tooth per lifetime after 24 months of initial root canal therapy.
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%
Apicoectomy
Once per tooth per lifetime.
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%

Prosthetic Maintenance

Benefit
Saver, Basic
Value, Prime, Prime +
With Dental Option
Bridge or Denture Repair
Once every 24 months per bridge or denture
100%
Not Covered
50%
Tissue Conditioning
Once every 24 months per bridge or denture.
100%
Not Covered
50%
Adding teeth to existing partial or full dentures
Once per tooth, per denture, per 24 months.
100%
Not Covered
50%
Rebase or Reline of Dentures
Once per denture every 24 months.
100%
Not Covered
50%
Recement of Crowns & Onlays
Once per tooth per 12 months.
100%
Not Covered
50%
Bridge or Denture Repair
Once every 24 months per bridge or denture
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%
Tissue Conditioning
Once every 24 months per bridge or denture.
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%
Adding teeth to existing partial or full dentures
Once per tooth, per denture, per 24 months.
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%
Rebase or Reline of Dentures
Once per denture every 24 months.
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%
Recement of Crowns & Onlays
Once per tooth per 12 months.
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%

Adjunctive Services (provided in conjunction with the primary treatment)

Benefit
Saver, Basic
Value, Prime, Prime +
With Dental Option
Minor treatment for pain relief
Only if no services other than exam and x-rays were performed on the same date of service.
50%
Not Covered
20%
General Anesthesia
General Anesthesia and IV sedation are allowed with covered oral surgery, periodontal surgery, or implant placement procedures.
100%
Not Covered
50%
Minor treatment for pain relief
Only if no services other than exam and x-rays were performed on the same date of service.
Saver, Basic
50%
Value, Prime, Prime +
Not Covered
With Dental Option
20%
General Anesthesia
General Anesthesia and IV sedation are allowed with covered oral surgery, periodontal surgery, or implant placement procedures.
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%

Prosthodontics

Benefit
Saver, Basic
Value, Prime, Prime +
With Dental Option
Dentures
Complete or partial dentures including; one per arch within 84 months.
100%
Not Covered
50%
Fixed Bridges
Once per 84 months.
100%
Not Covered
50%
Temporary Partial Dentures
Once per 84 months.
100%
Not Covered
50%
Dentures
Complete or partial dentures including; one per arch within 84 months.
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%
Fixed Bridges
Once per 84 months.
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%
Temporary Partial Dentures
Once per 84 months.
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%

Major Restorative

Benefit
Saver, Basic
Value, Prime, Prime +
With Dental Option
Crowns and Onlays-initial placement
When teeth cannot be restored with regular filings due to fracture or decay, once within 84 months per tooth (whether placed on a natural tooth or implant).
100%
Not Covered
50%
Post and core or crown buildup
When needed to retain a crown on a tooth with excessive breakdown due to caries and/or fractures. Once per tooth every 84 months.
100%
Not Covered
50%
Crowns and Onlays-initial placement
When teeth cannot be restored with regular filings due to fracture or decay, once within 84 months per tooth (whether placed on a natural tooth or implant).
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%
Post and core or crown buildup
When needed to retain a crown on a tooth with excessive breakdown due to caries and/or fractures. Once per tooth every 84 months.
Saver, Basic
100%
Value, Prime, Prime +
Not Covered
With Dental Option
50%

Interested in adding the Tufts Health Plan Medicare Preferred Dental Option to your plan?

It's easy to add the Tufts Heatlh Plan Medicare Preferred Dental Option to your plan. Just call 1-800-701-9000 (TTY: 711) and one of our Medicare Experts can answer any questions you have and enroll you in just a few minutes.

 

The Tufts Health Plan Medicare Preferred Dental option is in addition to your medical coverage with Tufts Health Plan Medicare Preferred. It is not automatically included. To add the Dental Option to your plan, call 1-800-701-9000. The plan is administered by Dominion Dental Services, Inc., which operates under the trade name Dominion National.