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How to Use Your Prescription Drug Explanation of Benefits (EOB)

How to Read Your Prescription Drug EOB

Each month you use your plan for filling prescription medications, you receive an Explanation of Benefits. Learn how to read your EOB with our short video.

What is your Prescription Drug Explanation of Benefits (EOB)?

Your prescription drug EOB shows you the costs for any prescriptions your filled during the previous month, but it’s not a bill. You don’t need to send any payments or take any action.  You receive a prescription drug EOB each month you use your plan to fill a prescription.  It helps you see how prescription drug expenses are distributed between your health plan and your copayment.

How should I use it?

The prescription drug EOB also shows you what drug payment stage you are in, your total drug costs for the year, and other helpful information. It’s the best way to know how much you are spending on prescription drugs and if you are close to reaching the donut hole.