2022 Tufts Medicare Preferred
HMO Saver Rx Plan
Tier 1 - Preferred Generic Drugs
Copays (30-day Retail / 90-day Mail Order)
Deductible
Tier 2 - Generic Drugs
Copays (30-day Retail / 90-day Mail Order)
Deductible
Tier 3 - Preferred Brand Drugs
Copays (30-day Retail / 90-day Mail Order)
Deductible
Tier 4 - Non-Preferred Drugs
Copays (30-day Retail / 90-day Mail Order)
Deductible
Tier 5 - Specialty Drugs
Copays (30-day Retail / 90-day Mail Order)
Deductible
Tier 6 - Vaccines
Copays (30-day Retail)
Deductible
Coverage Gap Stage - Generic
In 2022, once you and your plan have spent $4,430 on covered drugs combined, you're in the Coverage Gap Stage. You are responsible for 25% of the cost of generic drugs.
Coverage Gap Stage - Brand Name
In 2022, once you and your plan have spent $4,430 on covered drugs combined, you're in the Coverage Gap Stage and are responsible for 25% of the cost for Part D brand name drugs, plus a portion of the dispensing fee.
Catastrophic Coverage Stage - Generic
In 2022, once you've spent $7,050 in out-of-pocket prescription costs you are in the Catastrophic Coverage Stage; generic prescriptions will cost the greater of 5% of the prescription price or $3.95 per prescription.
Catastrophic Coverage Stage - Brand Name
In 2022, once you've spent $7,050 in out-of-pocket prescription costs you are in the Catastrophic Coverage Stage; brand name prescriptions will cost the greater of 5% of the prescription price or $9.85 per prescription.
Out-of-Pocket Maximum
Your Annual Out-of-Pocket Maximum is $7,550. This is the most you will pay in a plan year for covered medical expenses.
Physical and Wellness Visit
Your Annual Physical, or Wellness Visit, will cost $0. You are allowed one Annual Physical and one Wellness Visit each plan year.
Primary Care Provider (PCP)
$10 per Primary Care Physician (PCP) visit
Specialist Copay
$45 per Specialist visit
Routine Vision Exam
Your Annual Routine Vision exam will cost $15. You are allowed one Annual Routine Vision exam each plan year.
Routine Hearing Exam
Your Annual Routine Hearing Exam will cost $45. You are allowed one Annual Routine Hearing Exam each plan year.
Laboratory Services
FIT Tests: $0; Others: $0 per day including certain blood, urinalysis and tissue tests.
X-Rays
$10 per day.
Diagnostic Procedures
$10 per day.
Diagnostic Radiology Services
$100 ultrasound per day. $325 per day. These services generally include computed tomography (CT) and magnetic resonance imaging (MRI).
Outpatient Surgery
Colonoscopies: $0; Others: $350 a day for Outpatient Services, medical procedures or tests administered at a medical facility that don't require an overnight stay.
Physical, Occupational, and Speech Therapy
$40 per visit. Physical Therapy often helps in recovering from surgery or injury and can help manage long-term health issues like arthritis. Occupational Therapy helps develop, recover, and improve the skills needed for daily living and working after an injury or disability. Speech Therapy generally helps manage speech, language, communication and swallowing disorders.
Cardiovascular Screening
$0 per visit. These screenings and tests help detect conditions that can lead to a heart attack or stroke.
Cancer Screening (Colorectal, Prostate, Breast)
$0 per visit. These screenings are aimed at detecting cancer before symptoms appear, when treatment is more effective.
Urgent Care
$50 per visit. Urgently needed care covers you when you need immediate medical care due to an unanticipated illness, injury, or condition but your health is not in serious danger.
Emergency Room Visits
Emergency Room visits cost $90 per visit, and there is no limit to the number of visits in a plan year.
Inpatient Hospital Coverage
You will pay $350 per day for days 1-5. After day 5 you will pay $0 per day.
Ambulance Rides and Services
$350 per one-way trip for medically necessary Ambulance Services. This cost applies on a per day basis, regardless of the number of ambulance trips made. PA may be required for non-emergency transportation.
Embedded Dental Benefit
$0 Preventive Copay. 50% Restorative Coinsurance and $1,000 maximum coverage per year. For additional coverage members may purchase the dental rider.
Telehealth
Medicare-covered services plus additional telehealth services. $0 copay for e-visits and virtual visits; For all other telehealth visits, copay is the same as corresponding in-person visit copay.
Acupuncture
$20 per visit. Covers up to 12 visits in 90 days for members with chronic lower back pain. 8 additional visits covered for those demonstrating an improvement. No more than 20 visits administered annually.
Over the Counter (OTC)
$50 per calendar quarter. Members receive calendar quarter allowance to use towards covered OTC items. No rollover of unused quarterly balances.
Hearing Aid Benefit
Up to 2 aids per year through Hearing Care Solutions: $250 copay for Standard level hearing aid; $475 copay for Superior level hearing aid; $650 copay for Advanced level hearing aid; $850 copay for Advanced Plus level hearing aid; $1,150 copay for Premier level hearing aid
Eyewear Benefit
$150 per year to use at a participating EyeMed provider or $90 per year at a non-participating provider.
Weight Management Programs
$150 reimbursement per year for fees related to weight management programs like WeightWatchers, Jenny Craig and hospital-based programs.
Wellness Allowance
Choose how to stay fit with up to a $250 reimbursement for fees you pay toward joining a health club, fitness class (such as aerobics, Pilates, Tai Chi, or yoga), nutritional counseling sessions and other wellness programs like memory fitness activities.