Find plans in your area.

Your ZIP Code spans multiple counties.

Available counties

Cancel

What Is the Difference Between Deductibles, Copays, and Coinsurance?

There are many different types of cost sharing, but the most common are deductibles, copays, and coinsurance.

  • A deductible is the amount you pay for a service before the plan shares the cost of the service with you.
  • A copay is a set amount you pay for the service.
  • Coinsurance is when you pay a percentage of the cost for an item or service.