Using Your Plan
Learning how to use your Medicare Plan is important to your health and well being! View the articles below to gain access to important "How To's", plan materials, and other resources. You can also use the Drug & Pharmacy Search tool to find a covered drug or a pharmacy in your area.

Welcome New Tufts Health Plan Medicare Advantage Plan Members!
Choosing a health plan is an important decision. Thank you for putting your trust in us. We’re committed to providing you with the highest quality benefits and services.
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How Your HMO Plan Works
The better you understand your plan, the better prepared you’ll be to navigate your care and take control of your health. Here are some of the basics to keep in mind when using your Tufts Medicare Preferred HMO plan.

Get Member-Only Discounts with Your Preferred Extras
As a member of a Tufts Health Plan Medicare Advantage HMO or PPO plan, you get extra discounts designed to help you lead a healthy lifestyle that are above and beyond what's covered under Original Medicare.
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SCO Members Must Enroll in Medicare to Keep Their Coverage
Significant changes to SCO and MassHealth eligibility will take effect on January 1, 2026.
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How do I give Tufts Health Plan permission to discuss my benefits?
The Health Insurance Portability and Accountability Act (HIPAA) is a federal law that protects your health information. Tufts Health Plan cannot disclose your protected health information (PHI) without your consent. If you want us to be able to discuss your health information with another person, such as a spouse or family member, we have several authorization forms on our website.
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EyeMed and Your Annual Eyewear Benefit
Replacing eyeglasses or contact lenses can be expensive. Use your annual eyewear benefit to help save money.
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Avoiding Late Enrollment Penalties If You Are Retiring After 65
If you plan to retire after age 65 and receive health insurance through your employer, you can enroll in Medicare without paying the late enrollment penalties.
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Enrolling in Medicare Part A and Part B If You're Working Past Age 65
Whether you plan to retire at age 65 or age 75, your first step to getting the health coverage you need in retirement is to sign up for Medicare Parts A and B (together known as “Original Medicare”).
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I’m Working Past Age 65. When Do I Enroll in Medicare?
If you will be working and receiving health coverage through your employer* past the age of 65, you will not enroll in Medicare during your Initial Enrollment Period.
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Retirement Checklist to Keep You on Track
Whether you’re retiring at 65 or planning to work longer, you can use this checklist to prepare for the retirement you have envisioned.
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Retiring After 65? 5 Scenarios When You Shouldn’t Wait to Enroll in Medicare
Medicare is health insurance for people 65 and older.* You qualify for Medicare if you have worked and paid Medicare taxes for 40 quarters (10 years).
Your Basic Coverage Options: Original Medicare vs. Medicare Advantage vs. Medicare Supplement
When you enroll in Medicare, you have three basic options for coverage. Medicare isn’t one-size-fits-all, and the option that is best for you depends on several factors.
The Advantages of a Primary Care Provider
For Tufts Health Plan Access PPO members, choosing a primary care provider (PCP) is optional, but a PCP can provide you with important advantages that make it easier to stay healthy.
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